Our Services
Adverse Listing
When consumer fails to do repayments to credit providers results in listing under consumers credit report.
Credit Assessment
Affordability assessment process of the consumer's credit profile information in order to assist consumer improve their credit standing and qualifying loan amounts
Garnishment
Listing by the credit provider, who in liason with the court, instructs consumers employer to deduct the debt payment amount from the consumer's salary before consumer receives it
Debt Review
Our aim is to determine your level of indebtedness and after a proper analysis. A qualified IY Finance consultant we be able to advise you if it will be beneficial to exit the debt review process.
Debt Negotiations
Process where by IY Finance Solutions negotiates with the credit provider for an amended repayment amount or terms on the consumer's outstanding amount with credit provider
Admin Order
Grant consumer where she or he cannot afford to honour their debt obligation and where their debt is under R50000 and they do not own any assets.
Judgment Removal
Court order that compels the consumer to make regular payments as set out by judgment order
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